📘 BUYER’S TERMS & CONDITIONS

(For Digital Products Sold via Economic Frontline)

By purchasing any digital product (including but not limited to eBooks, PDFs, guides, reports, or digital downloads) from this website, you agree to be bound by the following Buyer’s Terms & Conditions.

Please read these terms carefully before making any payment.

If you do not agree with these terms, you should not proceed with the purchase.

Nature of Products

All products sold on this website are:

• Digital products only

• Delivered electronically

• Non-physical

• Downloadable files (PDF format or similar)

No physical book or printed material will be delivered.

Payment Terms

Payments are accepted through:

• eSewa

• Other local digital wallets (if applicable)

Buyers must:

• Pay the exact amount of the selected product

• Ensure correct eSewa ID before sending payment

• Verify payment before sending screenshot

After payment, buyers must:

• Send screenshot of payment confirmation

• Mention the book name clearly

• Send message via official WhatsApp number provided on the site

Delivery of Digital Product

Once payment is verified:

• The digital file will be delivered via WhatsApp or email

• Delivery is typically done within a reasonable time

• Delivery time may vary depending on message volume

Buyers are responsible for:

• Providing correct contact details

• Ensuring their WhatsApp or email is active

No Refund Policy (Digital Products)

Due to the nature of digital products:

• All sales are final

• No refunds will be issued after delivery

• No refund will be given for accidental purchase

• No refund will be given if buyer changes mind

Once a digital file is sent, it cannot be returned.

Screenshot Fraud & False Claims

Any attempt to:

• Send fake payment screenshots

• Edit transaction proof

• Misrepresent payment

• Claim non-delivery after receiving file

Will result in:

• Permanent ban from purchasing

• Legal action if necessary

We reserve the right to verify all transactions before delivery.

Intellectual Property Rights

All books, PDFs, guides, and digital content are:

• Protected by copyright

• Owned by the publisher/author

Buyers are strictly prohibited from:

• Sharing files publicly

• Uploading to social media

• Reselling the content

• Redistributing in any format

• Sending to groups

• Uploading to Telegram or other platforms

Violation may result in legal action under copyright law.

Personal Use License

Purchase grants:

• A personal, non-transferable license

• Use for individual learning only

It does NOT grant:

• Commercial rights

• Resale rights

• Distribution rights

Accuracy of Content

All digital products are created for:

• Educational purposes

• Informational purposes

We do not guarantee:

• Financial results

• Investment success

• Specific income outcomes

Readers are advised to conduct their own research before making financial decisions.

Financial & Investment Disclaimer

Books related to:

• Investment

• NEPSE

• Banking

• Personal finance

Are for educational purposes only.

We are not:

• SEBON registered financial advisors

• Licensed investment consultants

All financial decisions are the buyer’s responsibility.

Technical Issues

We are not responsible for:

• Device compatibility issues

• Internet problems

• Storage limitations

• File opening issues due to outdated software

Buyers must ensure:

• They can open PDF files

• They have proper PDF reader installed

Changes to Terms

We reserve the right to:

• Update terms at any time

• Modify policies without prior notice

Continued use of our services means acceptance of updated terms.

Contact Information

For any issues regarding:

• Payment verification

• Delivery concerns

• Technical problems

Contact us only through the official WhatsApp number provided on this website.

Agreement Confirmation

By making payment, the buyer confirms:

• They have read these terms

• They agree to the no-refund policy

• They understand it is a digital product

• They agree not to redistribute the content